MOZOM vergelijkt
MOZOM compares: payment fraud, banking convenience or speed risk?
- Source
- MOZOM vergelijkt
- MOZOM headline
- MOZOM compares: payment fraud, banking convenience or speed risk?
- Original headline
- DNB: increase in fraud cases, including more stolen bank cards
- Author
- MOZOM-redactie
- Date
- 30 juni 2026 om 14:01
- Subject
- De Nederlandsche Bank reports a clear increase in payment fraud, with more misuse of bank cards, online card details and quick transfers.
Summary of the original report
NOS reports that DNB, De Nederlandsche Bank and therefore the central bank of the Netherlands, will see a clear increase in payment fraud in 2025. According to DNB, there were approximately 658,000 fraud cases, almost 30 percent more than a year earlier. On average, this amounts to approximately 1,800 fraudulent payments per day. The loss amounted to almost 200 million euros, or about 540,000 euros per day. The damage is in proportion to a huge total payment traffic of approximately 13 billion euros per day, but for victims a single case can be big enough to cause financial and emotional destruction. According to the report, card fraud is common, for example through online misuse of credit card details or through stolen and lost bank cards. In the case of transfers, it is sometimes difficult to reverse direct payments to fraudsters.
Striking in this message
The tension between a small percentage and a large amount is striking. Seven fraudulent payments per hundred thousand transactions sounds manageable. With hundreds of millions of payments, this still becomes a daily social problem.
Less visible context
What is less visible is that the citizen is often the last line of defense. Banks build detection, apps show warnings and debit cards have limits, but the scammer focuses on stress, haste and trust. As a result, payment security becomes not only a technical file, but also a human file.
Possible message behind the news
A possible message is that digital payments should not only be faster, but also distribute more fairly who bears the consequences when speed is abused.
Neutral conclusion
The neutral conclusion: payment fraud is not the norm, but the increase is a serious signal. The faster money moves, the more important it becomes that banks, platforms and consumers do not only discover afterwards where things went wrong.